Apply for Finance
Transform your kitchen or bedroom
and spread the cost.
Spread the cost with finance
At HB Kitchens, we know some customers prefer to pay monthly rather than in one go. That’s why we’ve partnered with established credit brokers, Ideal4Finance, to give you the option to spread the cost with manageable monthly payments.
Finance options
The following options are available, always subject to the lender’s assessment:
- 0% APR finance for 12 and 24 months
- 12.9% APR finance over 36, 48, 60 or 120 months
A deposit is required. Our minimum deposit is 20% (the finance provider typically allows deposits between 10% and 50%). We’ll confirm your deposit amount before you begin your application.
Representative example
Representative example of a £5,000 purchase made over 5 years with a 25% deposit; Deposit amount £1,250; Total credit £3,750. Finance available at 12.9% APR fixed over 60 months. 60 monthly repayments of £85.13. Total amount payable £5,107.93. Total interest payable £1,357.93.
Important information
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full;
failure to do so can lead to financial difficulties and have a negative impact on your credit score.
Applying for Finance – How to Apply
Applying is simple — choose one of the options below to get started.
Apply Online
Ready to get started?
Use the secure online application form to apply in just a few minutes. You’ll receive a decision from the lender once your application has been assessed.
Finance Calculator
Want a rough idea of monthly repayments?
Use the finance calculator to estimate monthly repayments across different loan amounts and terms. It’s a helpful guide before applying.
Phone – 020 3617 4647
Prefer to speak to someone first?
Call the Ideal4Finance loans team directly (Mon to Fri, 9am to 5pm). They can answer any questions you may have before you make an application.
Why Ideal4Finance
Simple Application
Competitive Rates
Flexible Terms
Things to be aware of
Before you apply
The final decision is based on your individual circumstances, including your credit profile,
the amount you want to borrow, and the term (repayment length) you choose.
Ideal4Finance advise that a soft search may be carried out when completing the application form,
which should not affect your credit score.
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full;
failure to do so can lead to financial difficulties and have a negative impact on your credit score.
Creating the heart of your home
“Your kitchen is more than just a place to cook. It’s a place to have fun, be creative, tell stories, meet friends, catch up or just unwind and relax. All my kitchens are carefully designed and built to reflect you and your lifestyle. Every kitchen I have ever created has been unique – because every customer I have ever met has been unique.
I like to think of it this way – who wants to live with a kitchen that is off the peg, when you can have one tailor made for you by me”
